Simple & Secure Short-Term Loans
Flexible Loans That Get You Going
Borrow from R100 up to R5 000, paid into your account today, with up to 30 days to repay.
- Approved InUnder 10 Minutes
- Borrow Up ToR5 000 Today
- Repay Within30 Days
Who We Are
Short-Term Loans Without The Long Wait
Ritike Finance is a South African lender built for the gap between paydays. When something comes up before your salary does, we help you cover it with a small, short-term loan you can repay within 30 days.
How Much Do You Need?
- Interest
- R45.00
- Initiation fee
- R200.00
- Service fee
- R60.00
- Total to pay back
- R1 805.00
An estimate. Your exact cost is confirmed in writing after your affordability check, before you accept anything.
What We're Offering
Our Services
Short-Term Loans
From R100 to R5 000 for the things that cannot wait, with up to 30 days to pay it back.
Apply nowRitike Connect
Stay in touch. Top up your airtime and data from your Ritike portal in just a few minutes.
Open the portalYour Online Account
Apply, upload documents, follow your application and see your repayment date, all in one place.
Login
How It Works
Three Steps To Cash In Your Account
What you will need
- Your South African ID
- Your latest payslip
- Three months of bank statements
- A bank account in your own name
- 1
Complete the application form
Fill in your details and upload your ID, latest payslip and three months of bank statements.
- 2
Accept the DebiCheck mandate
Your bank asks you to approve the debit order on your phone. This is how your repayment is collected.
- 3
Get your cash
As soon as the mandate is accepted, the loan amount is paid directly into your bank account.
Why Choose Us
Borrowing That Respects Your Time
We keep it small, short and clear. You know the amount, you know the date, and you see the full cost before you agree to anything.
Fully Online
Apply from anywhere, any time, on your phone.
No Hidden Surprises
Your quote shows every cost before you accept.
Repay On Payday
Choose a term of up to 30 days to match your salary.
Real People To Call
Stuck on a step? Phone us and we will help.
Questions & Answers
Frequently Asked Questions
Still have a question? Call us and a real person will help.
067 180 2864Loans start at R100 and go up to R5 000. The amount we can offer depends on an affordability check of your payslip and bank statements.
Get In Touch
Send Us A Message
Have a question before you apply, or need help with an existing loan? Send us a note and we will get back to you.